WHAT TO EXPECT DURING A PERSONAL INJURY CLAIM PROCESS IN WASHINGTON
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What to Expect During a Personal Injury Claim Process in Washington State
Table Of Contents

Step 1: Seek Medical Treatment and Protect Your Health
Your first priority after an accident should be your health. Whether you’re hurt in a car crash, slip and fall, or bitten by a dog, it’s crucial to:
- Get emergency care if needed
- Follow up with your doctor
- Document all injuries and symptoms
Step 2: Consult a Personal Injury Lawyer
Once your immediate health is stable, consult with an experienced personal injury lawyer. Getting legal advice early helps you:
- Avoid saying the wrong thing to insurance companies
- Preserve evidence before it vanishes.
- Understand your rights and what to do next
Step 3: Investigation and Evidence Gathering
Your attorney will start building your case by gathering:
- Police and accident reports
- Witness statements
- Surveillance footage (if available)
- Photos of injuries and property damage
- Medical records and bills
- Wage loss documentation
Step 4: File an Insurance Claim
Your lawyer will inform the at-fault party’s insurance company and start the claims process. In Washington, personal injury cases operate under a fault-based system.
Step 5: Negotiation and Demand Letter
Once your medical treatment is complete or stable, your attorney will send a demand letter to the insurance company. This outlines:
- The facts of the case
- Liability arguments
- A detailed list of damages
- A specific compensation request
Step 6: Settlement or Lawsuit
Most personal injury claims settle out of court. However, if the insurer refuses to offer a fair settlement, your attorney may advise filing a lawsuit in Washington state court.
Step 7: Litigation and Trial (If Needed)
If your case goes to trial, both sides will:
- Conduct discovery (exchange evidence)
- Depose witnesses and experts
- Present arguments in front of a judge or jury
How Long Does a Personal Injury Claim Take in Washington?
Every case is different, but here’s a general timeline:
Phase | Estimated Duration |
---|---|
Medical treatment | Weeks to months |
Investigation | 1-3 months |
Negotiation | 2-6 months |
Filing a lawsuit | Before 3-year deadline |
Litigation (if needed) | 6-18+ months |
Why Legal Representation Matters
Trying to navigate a claim on your own can lead to:
- Lowball settlement offers
- Missed deadlines
- Blame-shifting under Washington’s comparative fault law
Get a free consultation with an experienced personal injury attorney here at Morgan Hill P.C.
You only pay when we settle or win your case.
FAQ: Personal Injury Claims in Washington
Q: Do I need to go to court for my claim?
A: Not necessarily. Most claims settle without a trial; however, we prepare every case to succeed in court if necessary.
Q: What if I was partially at fault?
A: You can still recover damages in Washington, but your compensation will be decreased by your percentage of fault.
Q: What if the other driver has no insurance?
A: You might be able to file a claim using your uninsured motorist coverage.
Q: When should I contact a lawyer?
A: As soon as possible. Taking quick action helps preserve evidence and safeguard your legal rights.
Reach Out!
Use the form below to contact us about your legal inquiry. Please provide as much detail as possible. We suggest you first explain the issue you’re experiencing before telling us what you want to accomplish. You can also contact us by email or phone (253) 579-0900) to schedule an appointment.
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